DEBT DIAGNOSIS

Ques­tions and answers

Q. What type of clients ben­e­fit most from using the IBC concept?

A. Most of my clients are either:

1/ cur­rently stor­ing their sav­ings in ‘jail’ Jailed sav­ings means the money peo­ple store for later, like higher edu­ca­tion costs or retire­ment for exam­ple. Most finan­cial vehi­cles keep ones money in jail for long peri­ods and come with penal­ties and restricted use. Qual­i­fied Plans, CD’s, 529’s etc.

2/ bor­row­ing from a finan­cial insti­tu­tion and pay­ing them interest

Busi­ness own­ers often have lines of credit with high inter­est rates and the aver­age Amer­i­can finances many of their pur­chases, like vehi­cles, vaca­tions, wed­dings etc.

3/ save their money to pay cash for big ticket items

Every­one makes pay­ments for pur­chases. We either save up, spend and save again. Or we, bor­row, pay back and bor­row again. When we merge both these within a finan­cial vehi­cle that allows us to spend the same money that is earn­ing tax advan­taged growth while being spent, is pro­tected from law­suits and has a death ben­e­fit on top,  noth­ing can beat this model.

4/ want­ing some tax relief

Every dol­lar we earn is taxed mul­ti­ple times. To be able to earn some tax free div­i­dends, and have access to tax deferred growth, tax free and penalty free, this is what many peo­ple are look­ing for also. Our sys­tem helps them all recap­ture the lost oppor­tu­nity cost of their jailed sav­ings and the inter­est charges they are pay­ing some­one else. Those who have any inter­est in any of the fol­low­ing, are a great fit for IBC:

1. Turn a pay­ment lia­bil­ity, life insur­ance pre­mium, into a wealth build­ing asset.

2. Turn a depre­ci­at­ing asset, like a car, into an appre­ci­at­ing asset.

3. Have liq­uid­ity, access and con­trol of your money, with­out penalty or restriction.

4. Build a secure retire­ment with­out risk of loss.

5. Can­cel debt inter­est while build­ing a retirement.

6. Recap­ture prin­ci­pal and inter­est pay­ments on loans.

7. Earn income that is never taxed.

8. Leave a legacy for your loved ones that is not taxable.

9. Multi-task your money instead of Uni-tasking.

10. Law­suit, cred­i­tor and judg­ment pro­tec­tion for your money.

Q. What advice do you have for a client look­ing to hire a provider like you?

A. My advice to all my cus­tomers is to read best­selling author, Nel­son Nash’s book, ‘Becom­ing Your Own Banker’ so they have a basic under­stand­ing of what I do and so can ask the right ques­tions of me. Also, make a list of their finan­cial goals so they are pre­pared to com­pare the strate­gies they have in place now, with our strat­egy to see which will truly make cer­tain their goals will materialize.

Some exam­ples of goals might be: save for edu­ca­tion, pri­vate school tuition, sav­ing for col­lege, cre­at­ing a pool of cap­i­tal for financ­ing busi­ness expenses, refi­nanc­ing debts so they earn the inter­est instead of giv­ing up that inter­est to some­one else. Sav­ing for an emer­gency fund and for retire­ment sup­ple­men­tal income.

Also, how much risk or pro­tec­tion of prin­ci­pal is com­fort­able for them?

Click on the link for help in list­ing all cur­rent wealth build­ing strate­gies to com­pare with ours.

We meet with clients, via online webi­nar, and use visu­als to help them under­stand this con­cept till all their ques­tions are answered and they are ready to ‘become their own banker’.

We struc­ture pri­vate bank­ing sys­tems based on IRC 7702 so our clients can bank like a bank instead of like a consumer.

Q. If you were a cus­tomer, what do you wish you knew about your trade? Any inside secrets to share?

A. I have always wanted to under­stand the secrets of bank­ing. I even worked in a bank for 5 years in the hopes of learn­ing some inside secrets, how­ever, bank employ­ees have no such luck. It wasn’t until May of 2007 that I met the right peo­ple that started my jour­ney of dis­cov­ery and I have been study­ing bank­ing ever since. This is not infor­ma­tion that you will find in the main­stream finan­cial world.

I now under­stand many of the bank­ing strat­egy secrets  used to keep us all igno­rant of what banks are really charg­ing us and how money truly works. I love to share those secrets with my clients. I believe it is imper­a­tive that as many as peo­ple as pos­si­ble under­stand the absolute impor­tance of bank­ing like a bank instead of like a con­sumer so this econ­omy can be helped to be turned around.

Every finan­cial trans­ac­tion includes bank­ing. Bank­ing has been around for 5000 years. Nowhere in our edu­ca­tional sys­tem is bank­ing taught though. I am a bank­ing edu­ca­tor and I also prac­tice what I preach.

I know why peo­ple are eas­ily led into debt but I also know how to turn that around so they can use their debt to build wealth.

Q. What ques­tions should a con­sumer ask to hire the right ser­vice professional?

A. A con­sumer should ask their finan­cial professional…

1. Why do you do what you do?

2. How long have you been doing what you do?

3. How are you dif­fer­ent than the com­pe­ti­tion? Have your finan­cial pro­fes­sional take this quiz so you can com­pare what they would advise with what we offer.

4. What makes your ser­vice stand out from oth­ers doing the same thing?

5. Are there any guar­an­tees with your service?

6. Is this legal?

7. How life chang­ing would the out­come be if I were to work with you?

8. Do you do what you tell oth­ers to do?

9. How does it work for you, how has it improved your life?

10. How will this work for me personally?

11. How much will it cost me to have my ques­tions answered before I say yes or no?

Q. What impor­tant infor­ma­tion should those inves­ti­gat­ing how to improve their finan­cial cir­cum­stances have thought through before seek­ing you out?

I believe this world is made up of the pairs of oppo­sites. Good and Evil, Dark and Light, Night and Day, Plea­sure and Pain, Sick­ness and Well­ness, Strong and Weak, Greed and Gen­eros­ity, Love and Hate, Wealth and Poverty, Prob­lems and Solutions.

We all have the choice to focus on, believe in, aspire to, which ever way we wish to go.

To expe­ri­ence either of all these extremes we can focus on every­thing that is wrong with our lives or every­thing that is right with our lives and this world. We attract and so cre­ate a qual­ity of life accordingly.

We see so many atroc­i­ties played out, thanks to the media, but because there are such things, there HAS to be an equal or greater amount of awe­some­ness. Too many have for­got­ten this fact so they keep wor­ry­ing about what is wrong instead of look­ing for what is right. They moan about the prob­lems instead of search­ing for and par­tic­i­pat­ing in the solutions.

You have to attract those peo­ple, places, events, solu­tions, into YOUR OWN life though. You must be what you want and believe in your­self so you can deter­mine whether you are attract­ing peo­ple who want to show you how to have more con­trol and power, love and respect, and good­ness in your life, or whether you are being faked out by scampsters.

Our mon­e­tary sys­tem has been taken over method­i­cally, and with inten­tion since the group of scamp­sters who cre­ated the Fed had their first meet­ing on Jekyll Island. There are many who have reported this to us all over the years; peo­ple like G. Edward Grif­fin, Barry J. Dyke, The Foun­da­tion for Eco­nomic Edu­ca­tion, Aus­trian Eco­nom­ics Advo­cates, the cre­ators of Inside Job, to name a few. No one though, has been able to pro­vide a solu­tion the masses can uti­lize to escape (as much as pos­si­ble) the lack of con­trol of our finances that has been the out­come of this Fed intended plan, till R. Nel­son Nash came along.

It actu­ally shocks me, how many peo­ple believe gov­ern­ment plans and pro­grams are cre­ated to help them. It also shocks me that so many peo­ple hap­pily give their money to some­one else then just roll over and allow oth­ers to con­trol their hard earned money. It shocks me that so many view­ers and lis­ten­ers believe that the so-called finan­cial pun­dits on the tele­vi­sion and radio have their best inter­ests at heart and are not just spout­ing out what they are told to report (buy Term and invest the dif­fer­ence) to help the whole devi­ous plan con­tinue. It shocks me that peo­ple are happy to do what their bank man­agers tell them to do with their money, as if the the bank man­ager is not look­ing out for the banks prof­its and ulti­mately their own job first. Col­lege cur­ricu­lum have been writ­ten and designed by those who cre­ated the Fed­eral Reserve sys­tem so it will per­pet­u­ate the sys­tem of power, con­trol and greed by those in con­trol of all the money.

If you want to move away from the lack of con­trol, lack of under­stand­ing, lack of use of your money, keep read­ing because there is a solu­tion to the Feds con­trol, gov­ern­ment inter­ven­tion and our cur­rent money madness?

Don’t hes­i­tate one minute in want­ing to learn more about what it is and how it can work for you? The US finan­cial prob­lem is so per­va­sive that a solu­tion seems impos­si­ble and yet, there is a solu­tion.

This solution’s only require­ment is the action of a sin­gle per­son act­ing in a man­ner to help only him­self, but in so act­ing ulti­mately he helps all of soci­ety. Thou­sands of indi­vid­u­als are already par­tic­i­pat­ing and North Dakota State is also a part of the solu­tion and has been prac­tic­ing this since the Fed began.

If just 10% of our pop­u­la­tion par­tic­i­pate, the Fed­eral Reserve will no longer be able to func­tion as it has been. You have a choice. A real and impor­tant choice. You have come to this blog for a rea­son. You can stay part of the prob­lem, but I believe you have come here because you are look­ing to be part of the solu­tion. You have found me because I work with an awe­some group of lead­ers in the pri­vate bank­ing busi­ness who know exactly how to help you cre­ate the finan­cial life you want to cre­ate, and we are will­ing to teach you every­thing we know.

Spread­ing the word is our pas­sion, is our mis­sion if you will. We do not just dab­ble in infi­nite bank­ing along with a long list of other finan­cial choices that have got­ten peo­ple nowhere in the past. We focus solely on, and are the experts in teach­ing infi­nite bank­ing the way Nel­son Nash wants it to be taught. With your best inter­est at the heart of each pol­icy design we show you pos­si­ble ways of using your bank­ing sys­tem to achieve your spe­cific goals and become finan­cially free.

As your bank­ing coach you can expect the following…

1. You ben­e­fit from a group of finan­cial pro­fes­sion­als headed by two men who have been prac­tic­ing infi­nite bank­ing for 10 years and whose agency is the old­est and most expe­ri­enced of the four main agen­cies in the US. Nel­son Nash him­self is the trainer and friend of the own­ers of the agency I have cho­sen to work with.

2. The only rea­son I have a life insur­ance license is because I feel so strongly about the ben­e­fits of the infi­nite bank­ing sys­tem for all Amer­i­cans. I obtained my license when I learned and began prac­tic­ing the value of this bank­ing strat­egy for myself and my family.

3. We pride our­selves on being edu­ca­tors of pri­vate bank­ing strate­gies first. We hap­pen to have to be licensed life insur­ance agents as we use a spe­cific life insur­ance pol­icy design for the heart of or chas­sis for our bank­ing system.

4. You will under­stand mul­ti­ple bank­ing strate­gies that are designed to keep you poor, and show you how to eas­ily imple­ment those same strate­gies into your daily finan­cial prac­tice, to cre­ate more wealth. You can bank like a bank instead of like a consumer.

5. Your suc­cess is my num­ber one pri­or­ity. I will not sell you prod­ucts that would increase my com­mis­sions but are less ben­e­fi­cial than the spe­cially designed, div­i­dend pay­ing whole life insur­ance pol­icy with a mutual com­pany, with patented max­i­mum cash accu­mu­la­tion, fea­tures. I want you to under­stand how to multi-task every dol­lar you earn.  

As our client, we are look­ing for peo­ple who are seri­ous about get­ting their finances in order..

1. I like to work with clients who are will­ing to pur­chase and read Nel­son Nash’s book ‘Becom­ing Your Own Banker’ as I want my clients to care more about their money than I do. Read­ing the book helps prove that to me. Plus you need a basis from which to ask the right ques­tions and this book gives you that basis.

2. I like my clients to be will­ing to actively take part of the edu­ca­tional process required for a full under­stand­ing of the imple­men­ta­tion of mul­ti­ple bank­ing strate­gies for their finan­cial suc­cess. We hold weekly open webi­nars and indi­vid­ual webi­nars with our clients. This is a process of education.

3. You will be encour­aged to keep in touch over time and pro­vide updates on the use of the sys­tem and ask ques­tions as they arise.

4. You may also want to read the book How Pri­va­tized Bank­ing Really Works. It meshes beau­ti­fully with Becom­ing Your Own Banker and is rec­om­mended as a must read by Nel­son Nash him­self, as well. 5. Hon­esty, integrity and respect are the key to an uplift­ing busi­ness rela­tion­ship and I look for­ward to years of com­mu­ni­ca­tions whether it be on a monthly, quar­terly, annual or ran­dom, depend­ing on needs, basis.  

If you would like to share Infi­nite Bank­ing with oth­ers and wish to also become a licensed agent, our agency is looking for…

1. Agents who pre­fer to be an edu­ca­tor of the infi­nite bank­ing con­cept, rather than a life insur­ance agent just sell­ing a pol­icy to make a buck. To prac­tice what one preaches means the agent must own his/her own bank­ing sys­tem so they can speak from experience.

2. The agent is will­ing to go through the nec­es­sary edu­ca­tional process as taught by Dan Rust & Jim Kin­dred, the own­ers, till they feel the agent is ready to rep­re­sent their stan­dard of abil­i­ties in edu­cat­ing clients.

3. The agent is will­ing to meet with their client on a reg­u­lar basis to make cer­tain they are tak­ing full advan­tage of their bank­ing sys­tem and mak­ing the most edu­cated finan­cial deci­sions for years to come.

4. The agent will never sell a UL, a VL, an EIUL or any other finan­cial prod­uct that is not rec­om­mended to be used for bank­ing and is not rec­om­mended as a life insur­ance pol­icy by us for any reason.

5. The agent will never rep­re­sent IBC as an invest­ment or retire­ment plan but will rep­re­sent IBC as a spe­cially designed whole insur­ance pol­icy that has cash val­ues which can be used as a way of financ­ing one’s pur­chases through­out one’s life, which will cap­ture so much lost wealth thatif used prop­erly will most likely improve the own­ers lifestyle, now and as they age.  

If you are pas­sion­ate about edu­cat­ing as many peo­ple as pos­si­ble about infi­nite bank­ing the way Nel­son Nash intended it to be taught then read on and then give me a call.

The agency I work under is Life Strate­gies Insur­ance Group. It is a branch of Finan­cial Strate­gies Group.

I have cho­sen this agency for the fol­low­ing reasons.

1. The sole pur­pose of this agency is edu­ca­tion of the Infi­nite Bank­ing Con­cept, in align­ment with what Nel­son Nash teaches and advis­ers because they have been taught directly from Nel­son for the past ten years.

2. The agency is owned by those who are con­sid­ered to be the in the top 3 of the top 20 teach­ers of this con­cept. Their agency is the old­est as it was the first to teach this bank­ing concept.

3. The agency pro­vides men­tor­ship, free edu­ca­tion on a weekly basis, mul­ti­ple pow­er­points and other unique edu­ca­tional tools, that have been designed over many years. Our agents will have use of these pro­pri­etary pow­er­points for mak­ing shar­ing this con­cept with their clients easy.

4. Because the agency own­ers, Dan and Jim, have per­son­ally been using their own fam­ily bank­ing sys­tems with their own busi­nesses for many years, they under­stand and teach the busi­ness bank­ing model to the self-employed and busi­ness own­ers with first hand knowl­edge and experiennce.

5. The agency focuses solely on the Infi­nite Bank­ing Con­cept being used with div­i­dend pay­ing whole life with the patented max­i­mum cash accu­mu­la­tion design from one spe­cific com­pany and will not tol­er­ate the use of any UL, EIUL or VL insur­ance prod­ucts being touted as bank­ing poli­cies for any rea­son. It does not just add infi­nite bank­ing to their long list of oth­ers finan­cial prod­ucts offered, they focus on and are experts in the infi­nite bank­ing concept.

They have had past expe­ri­ence of sell­ing the reg­u­lar prod­ucts that are avail­able every­where but have cho­sen to focus on this one because their research and per­sonal expe­ri­ence has enlight­ened them to the bril­liance of this one con­cept as a solu­tion for most, if not all, finan­cial situations.

Below is an arti­cle by Jim Kin­dred (Co-Owner of Life Strate­gies Group) - Pub­lished in  Van­guard August 2010.

Click illus­tra­tion below to read Jim Kindred’s arti­cle in Van­guard, from August 2010  

Whether you want to be a client, an agent or both, give me a call NOW  — Jen­nifer Hansen 845 – 649-7487.

I just love shar­ing this bank­ing con­cept with who ever is as inter­ested as I am in guar­an­teed no loss of prin­ci­pal, guar­an­teed growth, secu­rity and in tak­ing con­trol of their finan­cial sit­u­a­tion immediately.