Cost of Insurance to increase for universal life and variable universal life policies

  Cost of Insurance Increase Announced by Another Major Carrier  WRITTEN BY CAMERON JACOX 08.29.16  Lincoln Financial Group announced that Lincoln Life & Annuity Company of New York, acting as administrative agent and reinsurer, will be raising the COI rates on a specific block of universal life and variable universal life policies  It appears the exact dates of […]

September 23, 2016 · Jennifer · No Comments

Comparing Whole Life versus Universal Life Insurance by Robert P. Murphy, PhD

Click the link below to access the BankNotes article Comparing Whole Life versus Universal Robert P. Murphy, PhD  

April 3, 2013 · Jennifer · 2 Comments
Tags: ,  · Posted in: UNIVERSAL, VARIABLE, EQUITY INDEXED, Whole Life vs Universal

Why Not UL for IBC?

Infinite Banking: Why Not Use Universal Life?8/10/10 A Brief History of Universal Life Insurance:Universal Life was created by E.F. Hutton in the 1980s to compete against the ‗buy term and invest the difference‘ mind set of the AL Williams Termites. The investment firm of E. F. Hutton is now part of the Citigroup family.

February 22, 2013 · Jennifer · No Comments

Top 10 Reasons NOT to BUY Equity Indexed Universal Life

  The Top 10 Reasons NOT to BUY Equity Indexed Universal Life Prosperity Economics, April 17th, 2012 The Top 10 Reasons NOT to BUY Equity Indexed Universal LifeBy Todd Langford, Mt. Enterprise,Texas Insurance companies have put numerous pages on the front of Equity Indexed Universal Life (EIUL) illustrations that describe the issues below, but most […]

May 2, 2012 · Jennifer · 2 Comments
Tags: , , , , ,  · Posted in: NEVER EIUL, UL, VL

The Truth About Participating Whole Life Insurance – Actual 48 year history comparison.


January 28, 2012 · Jennifer · No Comments
Tags: , , ,  · Posted in: FINANCIAL EDUCATION 101, Tax Free Life Insurance for Affluent, TERM or WHOLE LIFE, Whole Life vs Other Investments

Why I Never Recommend Universal or Variable Life Insurance Policies.

Uni­ver­sal Life poli­cies are among the most disin­gen­u­ous finan­cial prod­ucts ever cre­ated.  That they are enjoy­ing so much pop­u­lar­ity is disas­ter­ous for those unsus­pect­ing souls who pur­chase them.  They vio­late every prin­ci­ple we hold about wealth cre­ation, preser­va­tion, use and trans­fer. If  clients want risk, let them buy risky prod­ucts that they KNOW are risky…  […]

March 23, 2011 · Jennifer · No Comments
Tags:  · Posted in: UNIVERSAL, VARIABLE, EQUITY INDEXED, Why You Should Not Use UL for IBC

Can the U.S. Government Get It Right?

Nelson Nash put the following together in 2009 The U.S. Postal Service was established in 1775. The Government has had 234 years to get it right and it is BROKE.

March 3, 2011 · Jennifer · No Comments
Tags: , , , , , , ,  · Posted in: NELSON NASH, NO UL for IBC, U.S. Govt. Broke

Analyzing the Cost of Universal Life Insurance

I just noticed the formatting has disappeared on this blog post so click the following link to view a correct copy. IBC_Analyzing the cost of Universal Life Insurance   Analyzing the Cost of Universal Life Insurance Some may suggest that a person can use a universal life plan to run a personal banking system. There […]

February 11, 2011 · Jennifer · No Comments
Tags:  · Posted in: Analyzing Cost of Universal Life

Tax-Free Life Insurance: An Untapped Investment for the Affluent

, Special Section: Wealth Tax-Free Life Insurance: An Untapped Investment for the Affluent By LYNNLEY BROWNING Published: February 9, 2011 IT’S viewed as an insider’s secret for the affluent: a legal way to invest in hedge funds and other potentially lucrative assets, all without paying taxes on the gains.   Special Section: Wealth

February 11, 2011 · Jennifer · 2 Comments
Tags: , , , ,  · Posted in: Tax Free Life Ins For Affluent, Tax Free Life Insurance For Affluent, UNIVERSAL, VARIABLE, EQUITY INDEXED

Whole Life Insurance, an asset class for general public for your Portfolio.

Watch the  CNBC interview video below about how Whole Life Insurance is a safe asset that should be considered for your portfolio. You can be sure of a beyond decent return. It is now an asset class for the general public. It has always been for banks, corporations and college endowments.  

December 16, 2009 · Jennifer · 8 Comments
Tags: , , , , , , , , , , , , , , , , ,  · Posted in: BANKING with INSURANCE, CNBC - Life Ins. New Asset Class, FINANCIAL EDUCATION 101, NELSON NASH, Nel­son Nash’s Thoughts On Uni­ver­sal Life And Vari­able Life, Universal & Variable Life Not For BANKING, VIDEOS