DEBT DIAGNOSIS

Are You Look­ing For an Alter­na­tive to Wall Street

HOW DO YOUR ASSETS & INVESTMENTS MEASURE UP?

 

I am using a sys­tem that is pro­vid­ing the ulti­mate solu­tion for debt elim­i­na­tion, wealth build­ing, retire­ment plan­ning and legacy plan­ning like you have never seen before. This sys­tem of using spe­cially designed whole life insur­ance as a pri­va­tized bank­ing vehi­cle will trans­form your life, it has mine.

Com­pare your cur­rent port­fo­lio of invest­ments and other wealth build­ing strate­gies with this unique sys­tem and hope­fully you will rec­og­nize how spe­cial and effec­tive it truly is.

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30 Ben­e­fits of Own­ing a Per­sonal Bank­ing System

1. Flex­i­ble – Get mul­ti­ple uses from each dol­lar! Typ­i­cally, we allo­cate dol­lars into indi­vid­ual buck­ets that meet spe­cific needs or wants. We have our sav­ings bucket, our retire­ment bucket, our invest­ment bucket and our insur­ance buck­ets. A dol­lar placed in any one of these buck­ets serves one spe­cific need. How­ever, a bank­ing sys­tem can per­form simul­ta­ne­ous jobs such as life insur­ance pro­tec­tion, per­sonal sav­ings, financ­ing, a ware­house for invest­ment dol­lars, retire­ment & estate plan­ning. Your options are infi­nite and inter­change­able. With this sys­tem you can truly stretch a dollar.

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W2 Employ­ees — How to Keep More Income

What is the biggest sin­gle finan­cial oblig­a­tion of each per­son in the USA? Taxes. With all the bailouts, and gov­ern­ment spend­ing we can be sure that our taxes will not be being reduced any time soon. W2 work­ers are taxed before they get their earn­ings. Then they are taxed every time they spend their earn­ings as well. Then they think that because they put some money into a qual­i­fied plan that is tax deferred, they are sav­ing on taxes, but the real­ity is they will be pay­ing more on taxes in the future when they try to use their sav­ings. It is like hav­ing the choice of pay­ing taxes on the bag of seed now, or pay­ing taxes on the bag of seed and the har­vest later on. Which do you pre­fer? Infla­tion, the print­ing of more green backs, is also a tax. We think infla­tion means the price of goods has gone up because they are now worth more but the real­ity is that the value of the dol­lar has gone down, so we have to spend more dol­lars to buy the same item. This means the gov­ern­ment col­lects more dol­lars of taxes from us and our income level rises so our tax bracket gets higher so we have to pay more taxes because of that as well. Peo­ple would be out­raged if the gov­ern­ment just sent them a bill for the actual amount of taxes they are truly charg­ing them for each dol­lar they earn. That is why instead, they (the gov­ern­ment) have cre­ated this hid­den sys­tem of steal­ing our money from us, pretty much at gun point), with the threat of jail time if we don’t pay up and peo­ple feel pow­er­less to do any­thing about it. This blog post will be look­ing at how to increase your net worth by just becom­ing a part-time home-based busi­ness owner, and with­OUT nec­es­sar­ily mak­ing any more money. But mak­ing more is always a good thing, if you know the tax rules. Why own a home-based busi­ness? 1. Be your own boss. 2. Cap­ture the power of resid­ual income 3. Be rewarded for busi­ness achieve­ments 4. Reap the tax ben­e­fits — This is a major major ben­e­fit. We all know that the more money we pay in taxes, the less money we get to keep.  So let me ask you this, what can give you a bet­ter bot­tom line, a $2000 raise or own­ing a home-based busi­ness? Keep read­ing and you’ll guess and under­stand the answer. More »

Escrows — Pay With Mort­gage or Use To Save Interest?

Why do a lot of lenders not give mort­gages unless you pay them escrows with the monthly pay­ment?  They will not even give you an option. Because they make good use of your money while it is wait­ing for tax time. There are some lenders how­ever who will give you an option, and if they do, you would be wise to say ‘no thank you to pay­ing escrows, I’ll pay my own taxes’, and here is why. #1 — Taxes are due twice a year, so if you are pay­ing the bank/lender a por­tion every month, what are they doing with that money? Of course they are invest­ing it and earn­ing them­selves some nice inter­est. They are most likely lend­ing it to some­one else. Maybe you are the some­one else? #2 — Let us look at how that escrow pay­ment money could be work­ing for you instead of work­ing for the lender. More »

‘Finan­cial GPS’ Best Describes Our Finan­cial Nav­i­ga­tion Solution

After enter­ing your start­ing point into any Global Posi­tion­ing Satel­lite Sys­tem, it knows where you are at all times. After you enter your des­ti­na­tion, it directs you, one step at a time, how to reach it.

If you make a wrong turn, if you decide to visit Aunt Jemima, if you stop off for lunch along the way, the GPS instan­ta­neously recal­cu­lates your posi­tion and then redi­rects you so you get back on track till you reach your final destination.

What do you think it would be like hav­ing a Finan­cial GPS Sys­tem that worked exactly the same way? What if your final des­ti­na­tion was set to zero debt and no mat­ter what you did along the way it also instan­ta­neously recal­cu­lated your finan­cial posi­tion so you would stay on track to reach that final des­ti­na­tion in the fastest time pos­si­ble for you.

How­ever, as well as recal­cu­lat­ing, what if it showed you the con­se­quences of your finan­cial choices before per­form­ing them in real time, just like a reg­u­lar GPS shows you your route ahead of time.

Wouldn’t this mean you could actu­ally be edu­cated about whether the deci­sions you are mak­ing with your money are direct­ing you to end up closer to your goal or tak­ing you fur­ther from it?

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Top Rate Finan­cial Advice for 2009

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Bank Strate­gies Used By The Finan­cial Nav­i­ga­tion Solu­tion System

When a soft­ware sys­tem is pro­grammed to incor­po­rate at least 6 bank strate­gies that when united together work­ing in uni­son, become an awe­some debt elim­i­na­tion, wealth build­ing finan­cial nav­i­ga­tion solu­tion, you would be amazed at the speed you can pay off debts.

What are those 6 bank strate­gies? Inter­est can­cel­la­tion, inter­est accu­mu­la­tion, inter­est float, time value of money, repo­si­tion­ing and max­i­miz­ing idle money and advanced strate­gic payoff.

There is a high-tech finan­cial solu­tion, a dynamic, real-time tool that is pay­ing off debt, strate­giz­ing money, build­ing wealth, track­ing finances and gen­er­ally edu­cat­ing it’s users, while at home, with their own money. It is truly like hav­ing a finan­cial coach in your own home when ever you need one. This sys­tem is not a the­ory or a book or box of CD’s full of ideas. It is an actual real-time finan­cial gps tool.

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