Direct vs Non-Direct Recognition Mutual Insurance Dividend Calculations. Is there Really a Difference?

My Personal Experience of Tracking What Happens in Our Policies When I Take a Loan I own policies in both Direct Recognition and Non-Direct Recognition insurance companies. When I take a loan from any one of our Direct Recognition policies the death benefit is not lowered at that time. Only when I die and the […]

June 17, 2012 · Jennifer · 14 Comments
Tags: , ,  · Posted in: Direct & Non-Direct Recognition, L22) Direct vs Non-Direct, Uncategorized

Asset Safety & Benefits Comparison – How Much of Your Money is in JAIL?

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June 4, 2011 · Jennifer · No Comments
Tags: , , , , , , , , , , , , , , , , , , , , ,  · Posted in: Asset Safety & Benefits, Assets & Investments Benefits Comparison, Life Insurance with Living Benefits, Wall Street Alternative

Conventional Bank vs Private Bank lending – excerpts from White Paper on Becoming your own ‘Banker’

Imagine for a moment that you have gone to a commercial bank and told them you planned on purchasing an asset of real property valued at $1 million and that these were the terms you wanted from them.

November 16, 2010 · Jennifer · No Comments
Tags: , , , , , , , ,  · Posted in: BANKING with INSURANCE, Conventional Bank vs Private Bank Loan

Whole Life Insurance, an asset class for general public for your Portfolio.

Watch the  CNBC interview video below about how Whole Life Insurance is a safe asset that should be considered for your portfolio. You can be sure of a beyond decent return. It is now an asset class for the general public. It has always been for banks, corporations and college endowments.  

December 16, 2009 · Jennifer · 8 Comments
Tags: , , , , , , , , , , , , , , , , ,  · Posted in: BANKING with INSURANCE, CNBC - Life Ins. New Asset Class, FINANCIAL EDUCATION 101, NELSON NASH, Nel­son Nash’s Thoughts On Uni­ver­sal Life And Vari­able Life, Universal & Variable Life Not For BANKING, VIDEOS

Turn a depreciating asset into an appreciating asset.

Turn a depreciating asset into an appreciating asset. A simple and common car purchase example: Car cost $25,000 – term 4 years – interest 7.87% 1) Finance car through bank or other lending institution; After 4 years you have paid the bank $25,000 + $4,222 = $29,222.00 principal and interest. Suppose depreciated value of car, […]

September 21, 2009 · Jennifer · 3 Comments
Tags: , , , , , , , , ,  · Posted in: Turn Depreciating into Appreciating Asset