How Long Should One Pay Life Insur­ance Pre­mi­ums For?

For as long as pos­si­ble or stop as soon as the pol­icy will fund itself inter­nally at parity?

My ques­tion to you is “When You Get Paid, Where Do You Put ALL Your Money?

Most peo­ple ask, “How Much Do I Have to Pay?” when ask­ing about the cost of Life Insur­ance. I know that a client has under­stood the enor­mous value of the prop­erly designed pol­icy with the most Infi­nite Bank­ing friendly com­pany when they ask me, “How Much Can I Put In?”

It has come to my atten­tion that many life insur­ance agents rec­om­mend their clients stop pay­ing their pre­mi­ums after their pol­icy has reached par­ity. What does par­ity mean in this instance? It means the amount of pre­mium dol­lars paid into the pol­icy equals the amount of cash value avail­able to use as col­lat­eral for pri­va­tized financ­ing strategies.

Once par­ity is reached in the types of poli­cies we design, the client no longer needs to pay pre­mi­ums to keep the pol­icy active because the val­ues gen­er­ated within the pol­icy design will cover the costs of the pre­mium for them. This is a won­der­ful insur­ance ben­e­fit in case one loses their job or one becomes ill etc. and can­not afford to make the pay­ments, how­ever, it seems this tac­tic is a way for insur­ance agents to set them­selves up for return busi­ness by open­ing a new pol­icy for the client 5 or 6 years down the road, but I believe, for the wrong rea­son — their pocket.

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Are You Look­ing For an Alter­na­tive to Wall Street

HOW DO YOUR ASSETS & INVESTMENTS MEASURE UP?

 

I am using a sys­tem that is pro­vid­ing the ulti­mate solu­tion for debt elim­i­na­tion, wealth build­ing, retire­ment plan­ning and legacy plan­ning like you have never seen before. This sys­tem of using spe­cially designed whole life insur­ance as a pri­va­tized bank­ing vehi­cle will trans­form your life, it has mine.

Com­pare your cur­rent port­fo­lio of invest­ments and other wealth build­ing strate­gies with this unique sys­tem and hope­fully you will rec­og­nize how spe­cial and effec­tive it truly is.

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Click on the link below to view my Bank­ing Strate­gies webi­nar pre­sen­ta­tion hand­out. You may print it and take notes as I present to you via a live gotomeet­ing webi­nar or you can read through it now and call me to ask any ques­tions you may have. I hope this infor­ma­tion opens your mind to a whole new world of finan­cial pos­si­bilites. I look for­ward to dis­cussing this bank­ing method with you soon.

Bank­ing Strate­gies Webi­nar Handout.

If you are inter­ested in a free, per­son­al­ized, no oblig­a­tion analy­sis, Click Here to fill out our request form and we can get started on your finan­cial free­dom and well­be­ing now. If you down­load the form you can fill it out on-line and then save it to your com­puter. You can then email it to me as an attach­ment to jennifer@debtdiagnosis .com

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Min­i­mize Taxes For Your Beneficiaries.

Many peo­ple feel they do not need a will because their tax­able estate does not exceed the amount allowed to pass free of fed­eral estate tax. These assump­tions, how­ever, should be reviewed given the cur­rent state of change in the fed­eral estate tax laws. The fed­eral estate tax laws in 2009, 2010 and 2011 are vastly dif­fer­ent, for the moment and, there­fore, it is impor­tant to have your will reviewed and updated as nec­es­sary this year.

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Watch the  CNBC inter­view video below about how Whole Life Insur­ance is a safe asset that should be con­sid­ered for your port­fo­lio. You can be sure of a beyond decent return.

It is now an asset class for the gen­eral pub­lic. It has always been for banks, cor­po­ra­tions and col­lege endowments.

Click here to view video

9 rea­sons to add whole life insur­ance as one of your assets, accord­ing to the CNBC interview.

 

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