Are you Saving or Investing for your passive income years (retirement)? Safe or Risk?

Beginning back in the late 70’s and early 80’s we began to make a transition in this country as it relates to saving for our passive income years (retirement). Up  until  that  time,  people  “saved”  for  retirement.  They literally  put  money  in  savings  accounts  to  be  used  in  the future  when  they  retired.  Beginning  with […]

July 19, 2014 · Jennifer · No Comments
Tags: , , , , , , , , ,  · Posted in: RETIREMENT, SAVING vs INVESTING, Uncategorized

INTEREST 101 – Rate vs Cost – Earned vs charged

Interest is always working. It is either working for you or against you. You are either earning interest, paying interest or losing the opportunity to earn interest. There are no other scenarios. As a society we have been trained to look at certain aspects of banking in a limited way because by so doing we […]

June 6, 2011 · Jennifer · 2 Comments
Tags: , , ,  · Posted in: FINANCIAL EDUCATION 101, INTEREST 101 - rate vs cost

Asset Safety & Benefits Comparison – How Much of Your Money is in JAIL?

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June 4, 2011 · Jennifer · No Comments
Tags: , , , , , , , , , , , , , , , , , , , , ,  · Posted in: Asset Safety & Benefits, Assets & Investments Benefits Comparison, Life Insurance with Living Benefits, Wall Street Alternative

L12) Ask Your Financial Adviser To Take This Quiz.

Here is a financial case study quiz for you or your financial adviser. Is the financial advice you are receiving the best advice? How do you know for sure? Here is a quiz that will give you the opportunity to compare their advice with my teams advice.

March 11, 2011 · Jennifer · No Comments
Tags: , , , , ,  · Posted in: L12) Ask Your Financial Adviser

How Banks Profit From Your Deposits

Below is an Example of Velocity at work for a bank. What do you care about a banks velocity? This portrays what they do with your money and why the financial system is set up to prevent you from doing this for yourself.

February 10, 2011 · Jennifer · No Comments
Tags: , , , , , , , , , , ,  · Posted in: Bank Profits are HUGE, Bank Profits on CD, Central Bank, RATE of RETURN, Volume & Velocity

Mutual Life Insur­ance is mak­ing a come­back now that our spec­u­la­tive econ­omy has blown up

How to preserve your capital with guaranteed growth and safety. Aren’t we all inundated with negative crap from everywhere from media to private conversations to internet. Who is offering a viable, lucrative, safe and secure alternative for our money? There is one financial vehicle offered by a company that has been around for and paid […]

April 10, 2010 · Jennifer · 2 Comments
Tags: , , , , , , , , , , , , , , , ,  · Posted in: FINANCIAL EDUCATION 101, INVESTMENTS - What's Most Important To You?, Life Insurance with Living Benefits, Mutual Life Insurance Coming Back, Wall Street Alternative

Multi-Task Your Money By Understanding Core Banking Principals and Tier One Assets.

Multi Task Your Money by Understanding Core Banking Principals and Tier One Assets It seems to me that what we are constantly being taught to do with our money is exactly what is best for the financial institutions. They have their profits in the forefront of their advice to their customers. You and only you […]

September 10, 2009 · Jennifer · 5 Comments
Tags: , , , , , , , , , , , , , , ,  · Posted in: 401(k), Multi-Task Your Money

Rate of Return Myth – mutual funds

RATE of RETURN MYTH on MUTUAL FUNDS Average rate of return is math calculation. Actual rate of return is a Money Calculation.  Math is Math.  Money is Money.  MATH IS NOT MONEY. Here is some information about average rates of return that may interest you, especially if you own mutual funds. After reviewing the illustration […]

August 20, 2009 · Jennifer · One Comment
Tags: , , , ,  · Posted in: Mutual Fund Myths, RATE of RETURN